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XaasTag Regtech Pvt. Ltd.

XaasTag Regtech Pvt. Ltd.



XaasTag Regtech Pvt. Ltd.


XaasTag Regtech Pvt. Ltd.

XaasTag Regtech Private Limited (“XaasTag”) is a technology driven company that enables livelihood development for its rural partners and allow them to distribute its services through XaasTag platform to the rural customers or to say villagers.

Incubated since: 2018   HQ:  Gurugram ,Haryana   Sector: Health Insurance

Sub-sector: Health Insurance

The Entrepreneur

ShivKumar, a former Indian Air Force Officer, is the CEO of XaasTag Regtech Private Limited. Shiv has over 25 years of experience in Business Strategy, Technology and General Management. His expertise spans Telecom Solutions, ICT Architecture and Innovation around WiFi and Solar Technologies. Shiv has been instrumental in deploying one of the largest rural Wi-Fi networks in India with over 24000 internet access points deployed and running in the country today.

The Challenge

Most significant issue in health insurance is the low level of consumer awareness. Even today (subjected to the correction) most of the people are unaware/ not fully aware of health insurance products and their benefits. The need for insurance product development is discussed much, but little attempt made to do so. Insufficient data on health insurance consumers, disease patterns and limited control of healthcare delivery network resulting in limited product and pricing innovation.

The Solution

XaasTag provides a wide array of services through its platform that may include and not limited to financial, banking, pre-paid cards, micro-ATM, cash collection, loan distribution etc. XaasTag aggregate these services on one single platform and allow partners to become part of the financial inclusion program provisioning services to the rural un-banked customer. One of the largest platform in India, it allows financial institutions to quickly onboard various partners for different programs through registered KYC methods (eKYC: OTP and Biometric, Physical KYC) and thereby ensures that they work with a largest authenticated and identified workforce on-ground catering to the rural custom


Insurance allows rural people to avail medical treatment upto INR 100,000 for a premium as low as INR 300 per month providing coverage under standard regulatory guidelines at nearby hospitals. Currently serving customers in Rajasthan, Karnataka, Maharashtra etc.


Agri-tech & Allied Sector

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    Indigram Labs Foundation (ILF) was founded in 2015, as Technology Business Incubator with the support of NSTEDB, DST, GoI. We believe that entrepreneurs have a unique opportunity to make the positive global change while remaining profitable. They have the power to change lives and livelihoods in the communities and the country. We see them as the conduit for real change and development – a ripple effect that begins with the business and moves into the community at the grassroots level.

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